First-Time Home buyers
At Justine PETERSEN, you can get personalized guidance through the whole home purchase process through our HUD-Approved Housing Counseling Program. We can connect you to lenders, real estate agents, home inspectors, as well as down payment and closing cost assistance programs.
Need to work on credit first? No problem, our counselors are well-versed in credit building and will work closely with you to create a plan for home purchase. There is no cost for this service, simply give our staff a call or fill out our online application for "Housing Counseling" and we’ll get you set up with an appointment!
St. Louis | Granite City
314-533-2411 x 138
Home Buyer Education
In need of a comprehensive run-down of all things pre-purchase?
Our one-on-one home buyer education class gives first-time home buyers a closer look at everything from credit to closing. This class is HUD-Approved, so we meet the requirements of many down payment assistance programs. Upon completion of the course, you’ll receive a certificate to take to your lender. The course costs $250, payment is deferred until home purchase.
We offer the in-person course at both our St. Louis and Granite City locations. Please call 314-533-2411 x 138 to schedule.
Justine PETERSEN helped me own my own home. I am so happy that I do not pay rent anymore. It feels great to come home every night.
We’re now offering online education through eHome America!
Complete our online home buyer education class on your schedule. This class meets National Industry Standards for Homeownership Education and Counseling, which is a requirement for many down payment assistance programs. Plus, you're able to take the course in English or Spanish. The course fee is $125.00, to be paid at the time of registration.
When you have completed the on-line course, you will be instructed to reach out to Justine PETERSEN to schedule your one-on-one counseling session with a HUD- Certified Housing Counselor. Upon completion of the counseling session, you will receive your certificate of completion.
Register and complete the course through our personalized link: www.ehomeamerica.org/justinepetersen
St. Louis City Owner-Occupied Home Rehab Program
Eligibility for both Alton and St. Louis Programs:
- Eligible home repairs include plumbing, electrical, roof, sewer, heating and cooling, windows, or accessibility retrofits (excluding exterior ramps).*
- Property must be 1-2 units (single-family) and you must own it and reside in it as your primary residence (owner-occupied).
- You cannot owe any money to the City or be past due on your property taxes.
- You cannot be in active foreclosure.
*health and safety issues are a priority
Maximum annual income is based on household size. Learn more here
With Madison County and the City of Alton, Justine PETERSEN will provide up to $10,000 in forgivable funds, per household, to be used for eligible home repairs. Eligible homeowners must live in the City of Alton with household income at or below 80% of the Area Median Income (AMI). Interested homeowners are encouraged to complete the Alton Eligibility Questionnaire. Specific questions can be directed to firstname.lastname@example.org or 314-533-2411 x 138.
Currently for Sale
Individual Development Account (IDA) Programs
Down-Payment Assistance (DPA) Programs