Financial Wellness is for everyone…
But not everyone has the same access to asset building.
Regardless of an individual’s financial history, Justine PETERSEN is here now to work with them to build their financial future.
Justine PETERSEN stands as the safe alternative to predatory lenders for individuals who can’t access safe and affordable capital from traditional banks. We connect individuals to essential financial capability resources, such as credit counseling, homeownership support, and micro-loans in order to help individuals build their credit score, buy their first home, or take their small business to the next level.
Justine PETERSEN focuses its work on helping traditionally disenfranchised communities access assets.
Credit Building counseling and safe consumer lending products allow individuals to strengthen their credit and borrow safely.
An increased credit score allows individuals to rent apartments in more places and improves the offering and rates of loans for cars and other purchases.
These businesses grow to become the coffee shops, daycares, and restaurants that you cherish.
Housing counseling and special products like the Gateway Neighborhood Fund support families in making the transition to homeownership.
These services allow individuals to build wealth through the equity of their home and over time contributes to stronger neighborhoods and functioning housing markets.
With Justine PETERSEN, your donation grows.
Thanks to our continuous work with the Federal CDFI Fund and 3 years of Federal support, your donation is matched…. Meaning that the value of your donation is doubled. This match is essential to helping us provide the vital services our clients rely on.
What does your donation support?
Loan Loss Reserve
For every dollar that Justine PETERSEN receives as loan loss reserve, we are able to lend SEVEN dollars.
Justine PETERSEN also uses donations and grants in order to support our credit building work. $200 = a credit building or housing session.
General Operating Support
Donations help keep our organization operating at full capacity, no matter the circumstance, so that our vital economic services never stall and we can create new programs to respond to the evolving needs of our clients.
Justine PETERSEN’s continuous work with the Federal CDFI Fund has included 3 years of Federal support. This support requires a local match meaning that the value of your donation is doubled!
Whose financial wellness does your donation support?
Over 74% of loans go to African Americans
Over 55% of loans go to women
Over 68% of loans go to low-to-moderate income individuals