When KMOV Channel 4 News in St. Louis sat down with LaTrisha Gandy of Justine PETERSEN and client Michael Henry, viewers didn’t just hear about a loan program. They heard a story of hope, determination, and what can happen when someone is given the right tools to succeed.
Michael shared with us what Justine PETERSEN meant to him.
“Justine PETERSEN gave me the tools to not only increase my credit score, but to save a lot of money. If it were not for JP, I would still be paying a crazy amount of money just to drive my car. Now I’m able to plan for my future and get the business loan I need to start my business.”
Michael’s journey with Justine PETERSEN began in 2022 when he became one of the very first clients to participate in the newly launched DRIVE Loan Program. Like many hardworking people, Michael simply needed an opportunity. He wanted reliable transportation, but he also wanted a chance to improve his financial future.
When he first came to Justine PETERSEN, Michael’s credit score was 498. By the time he qualified for his DRIVE loan, he had already raised it to 515. Through affordable financing, financial coaching, and his own commitment to making consistent, on-time payments, Michael continued building toward a stronger future.
Today, Michael’s credit score has climbed to 645.
The increase represents more than a number: it reflects greater financial confidence, lower borrowing costs, and new opportunities. No longer burdened by high-interest payments, Michael is saving each month, planning, and preparing to secure a business loan to turn his entrepreneurial dream into reality.
Michael’s story is exactly why the DRIVE Loan Program exists. At Justine PETERSEN, we believe everyone deserves access to fair, affordable lending and the guidance needed to build lasting financial stability. By combining responsible lending with personalized financial support, we’re helping clients do more than improve their credit scores—we’re helping them build brighter futures.
Michael’s success reminds us that sometimes all someone needs is a chance, the right support, and a partner who believes in their potential.
If you’re ready to improve your credit, lower your borrowing costs, or prepare for your next financial goal, Justine PETERSEN is here to help you take that first step.