Number 297 October 25, 2024 St. Louis
Soulful Flavors, Unforgettable Catering: Missouri Moorish Enterprise Delivers Excellence!
Photograph from left to right, Eric Osterberg, Patrick Johnson, Michelle Markham, Nok Ogbe, and Andrew Barnes
Get ready for an exhilarating culinary experience! Patrick Johnson, one of our remarkable clients at Justine PETERSEN, has kicked off an exciting food truck venture that is already making waves. We invited him to cater our monthly all-team meeting, and wow—he did not disappoint! The food was nothing short of extraordinary, leaving everyone buzzing with delight.
As Patrick shares, “Food holds a profound significance in my family, and cooking is an integral part of our lives. When preparing meals for our loved ones, we tap into a deep, spiritual aspect of ourselves, transforming the act of cooking into a soulful activity.” Through Missouri Moorish Enterprise, he brings that profound love and soulfulness to every dish, turning mealtime into an unforgettable experience.
So for your next event, don’t miss out! Reach out to Missouri Moorish Enterprise and dive into a vibrant world of flavors crafted with passion and care. Highly, highly recommended! You won’t regret it!
Visit the Missouri Moorish Enterprise website here to look at their menu and to get in touch with them today!
October is Financial Planning Month: Get a Head Start Before New Year’s!
Being financially prepared for any situation can feel both straightforward and daunting. At times, it might even evoke a sense of apprehension. As a dedicated financial institution, our goal is to ensure that everyone feels at ease when envisioning their future. We understand that achieving financial readiness involves not only having the right resources but also instilling confidence in our clients. We strive to provide guidance, tools, and education to help navigate the complexities of managing finances, enabling individuals to face whatever comes their way with assurance and stability.
Whether you’re just beginning your career or have been in your field for 20 years or more, it’s never too late to start thinking about retirement, establishing an emergency fund, or preparing for any unexpected events that may arise. Here are some great tips:
- Organize Your Finances: Begin by tracking income and expenses to gain control over spending habits. This helps identify areas to cut costs, especially if you’re managing multiple financial goals, like saving for a home or retirement.
- Build an Emergency Fund: Aim to save enough to cover 3-6 months of essential expenses. Start small, such as a $1,000 buffer, and automate savings from your paycheck to make gradual progress.
- Tackle High-Interest Debt: Focus on high-interest debts first. Consider consolidation or balance transfers to reduce interest costs. Using strategies like the debt snowball or avalanche method can help achieve momentum and free up money for long-term goals.
- Contribute to Retirement Savings: Aim to save at least 15% of pre-tax income, including employer matches. Start small and increase contributions annually if possible. Workplace retirement plans and IRAs are good options to consider.
- Balance Debt and Long-Term Goals: While repaying debt, continue saving for the future. Consider allocating portions of windfalls like tax refunds toward both debt and future savings.
- Adjust Your Investment Mix: Periodically review your investments to ensure they match your risk tolerance and goals. Rebalancing can help maintain a well-aligned portfolio. For personalized guidance, consulting a financial advisor is beneficial.
Remember, every opportunity is the right opportunity to get your finances together. Get in touch with your credit counselor today if you have any further questions.
If you want to read more, go to The Whole U.
Resources: The Whole U’s article, “Financial Planning Month: Build Your Roadmap to Success,” published on October 2, 2024, offers valuable strategies for achieving financial wellness.
DO NOT FORGET! The STL Metro Housing Collective’s Semi-Annual Landlord Engagement Event!
Trunk Or Treat at JP! October 30th, 2024
Join us for JP’s first-ever Trunk or Treat event! On October 30th, 2024, from 3:00 PM to 5:00 PM, our parking lot will be transformed into a fun-filled Halloween experience. Bring the kids for an afternoon of food, soft drinks, and festive, treat-filled cars. Don’t miss out on the fun!
Justine Petersen Will Be Back in Kansas City!
Get ready for an unforgettable experience! Join us on November 4th from 11:00 AM to 3:00 PM at The Kauffman Conference Center in vibrant Kansas City, Missouri, for an exhilarating summit that you will not want to miss! Mark your calendars—this is where the action is!
Bring your Car Loan To Us! The Drive Program is the Right One For You!
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Justine Petersen Housing and Reinvestment Corporation · 1023 N Grand Blvd · Saint Louis, MO 63106-1641 · USA