Catherine Shorter came to JP requesting credit building. She heard about us through a church member. When we started her credit building journey in August of 2022, her credit score was considered very poor. She had a few late payments and some collection debt due to a pervious divorce. We were able to assist with the collections and able to refinance her high interest rate auto loan saving her tremendously in interest. Ms. Shorter was so excited. She followed her credit action plan and since then her score has increased by almost 100 points. She has referred many clients to JP because she loves the mission. In her words, “I tell everyone about you all.” Ms. Shorter thought because she’s on disability with a fixed income that she could never get her credit in good standing. Now she’s ready for homeownership.